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Home»Life»When to Take a Loan and Pay Off Debts According to the Lunar Calendar
Life

When to Take a Loan and Pay Off Debts According to the Lunar Calendar

Aria BlakeBy Aria BlakeOctober 28, 20243 Mins Read
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Astrologers have pinpointed the ideal time to handle financial matters. Money is an essential part of life and a unique form of energy. That’s why many people manage their finances not only based on theories and calculations but also by considering the influence of celestial bodies, especially the Moon.

The Influence of the Moon on Financial Decisions

The lunar cycle lasts 29-30 days and consists of four main phases: new moon, first quarter, full moon, and last quarter. During these phases, it’s best not to start new ventures or make major financial decisions.

The golden rule is: start new projects on a waxing moon (after the new moon) and finish tasks on a waning moon. Traditionally, the best days for financial transactions are the 4th, 6th, 7th, 8th, 10th, 17th, 20th, and 21st lunar days. However, the 1st, 2nd, 5th, 9th, 11th, 18th, and 28th-30th lunar days are considered unfavorable for money-related matters. Full moons, along with three days before and after, are emotionally charged periods when people are more prone to impulsive spending.

Best Time to Pay Off Debts

Paying off debts, including loans, is best done during the waning moon. The energy of the decreasing moon symbolically supports the release from things that hold or burden you. The ideal days for paying off debts are the 19th and 21st lunar days.

For those who wish to be more precise, consider the “void of course” moon—periods when the moon is not making aspects (interactions) with other planets. These times happen every two days or so and can last from seconds to two days. It is considered an unfavorable time to begin any new activities or make critical decisions.

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How to Use the Moon Phases in Financial Planning

  • New Moon: Ideal for starting the loan process—submitting applications, meeting with investors, etc.
  • Waning Moon: Best for returning borrowed money or paying off debts, as the energy supports the reduction of burdens.
  • Full Moon: Avoid starting anything new or making significant purchases due to heightened emotions.

Lunar Phases and Zodiac Signs

The Moon passes through each zodiac sign every 2.5 days during the lunar month. Some signs are considered “sterile,” meaning endeavors started during this time are less likely to thrive. Paying off debts when the Moon is in Aquarius, Virgo, or Leo is ideal since these signs are considered “sterile.”

On the other hand, signs like Cancer, Libra, Scorpio, Capricorn, Pisces, and Taurus are “fertile” signs. Paying off debts during these periods may increase the likelihood of ongoing financial obligations.

Final Tips

  • Pay off debts on a waning moon, particularly when the moon is in Aquarius, Virgo, or Leo, or during the 29th or 1st lunar days.
  • Avoid paying debts or making large purchases during a waxing moon in “fertile” signs, as this could increase financial obligations.

By aligning your financial decisions with the lunar cycles, you can take advantage of the natural energies that promote prosperity and reduce debt.

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Financial Planning Lunar Calendar Moon Phases Pay Off Debts Take a Loan
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